Privacy Policy

Remulate Limited respects your privacy and is committed to protecting your personal data. This privacy policy aims to give you information on how Remulate collects and processes your personal data through your use of this website, including any data you may provide through this website when we will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

1. IMPORTANT INFORMATION AND WHO WE ARE

Remulate Limited is the controller and responsible for your personal data (collectively referred to as “we”, “us” or “our” in this privacy policy).

Please contact [email protected] should you have any questions or wish to exercise the rights we refer to later in this policy. * is responsible for privacy.

You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.

We may revise this statement at any time by amending this page. Some of the provisions contained in this Privacy Policy use may also be superseded by provisions or notices published elsewhere on our site. This policy does not form a contract between an individual and Remulate.

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.

• We do not transfer personal data outside the UK and European Economic Area
• We do not use automation (otherwise known as profiling). 

2. THE DATA WE COLLECT ABOUT YOU

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed and it is therefore impossible to identify a living person from the data (anonymous data).

Remulate’s business is to provide loans to businesses. The personal data we collect and process is part of the process which enables us to decide whether to lend to a business; the amount and other terms. The personal data we collect is restricted to the

• names;
• email addresses;
• addresses
• dates of birth
• specimen signatures 
• identification documents such as a passport.

of the directors and significant shareholders of those companies that approach us requesting borrowing. This is information that is given to us by you. We will verify that personal data about you from various third parties and public sources for example Companies House, open banking and credit agencies.

Our website will collect the IP addresses of visitors. As you interact with our website, we will automatically collect technical data about your equipment, browsing actions and patterns. We collect this personal data by using cookies and other similar technologies. We may also receive technical data about you if you visit other websites employing our cookies. Please see our cookie policy for further details.

3. HOW WE USE YOUR PERSONAL DATA AND THE LAWFUL BASIS

We will use your personal data to perform the contract which although you are not a party to you have as an agent of the client authorised the client to enter into.

We have a legal obligation to process and retain this personal data as part of our financial records and ledgers. We may have to disclose this information to regulators; HMRC or law enforcement bodies.

It is in our legitimate interests as a data controller to process this personal data as the processing is strictly restricted to the purposes listed above and uses information which is in the public domain.

We do not rely on consent as a legal basis for processing your personal data. It is in our legitimate interest to send to you information regarding our services. At any time you have the right to request that we no longer include you in our marketing campaigns.

Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data.

We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.

If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.

Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.

4. THIRD PARTIES

We will share your personal data with the following third parties:

• any third party with whom we contract to provide us with a credit check or to verify  your identity;
• any third party which provides us with an incentive programme. These third parties may contact you offering you the opportunity to certain rewards offered by other third parties. It is your choice as to whether you participate.

These third parties will be separate data controllers. On request we will give you details of any third party with whom we have shared your personal data. If you have any concerns as to how these third parties have processed your personal data, then you will have to raise these with the third party. 

We may also collect information from publicly accessible sources, such as Companies House or HM Land Registry or directly from a third party, such as credit reference agencies.

5. THIRD PARTY LINKS

This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.

6. DATA RETENTION

• We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. This will typically be for six years and is a regulatory and statutory requirement.
• We will retain your email address and mobile number for marketing for a period of time that we consider appropriate. This will be determined by the responses from receive people who have not dealt with us for a certain amount of time. As stated above you will have the right to “unsubscribe” but this right is limited to your email and mobile number and does not extend to the data referred to above.
• We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.

7. YOUR RIGHTS

Subject to the basis upon which we lawfully process your personal data you may have the following rights, which you can exercise free of charge:

For further information on each of those rights, including the circumstances in which they apply, please contact us or see the Guidance from the UK Information Commissioner’s Office (ICO) on individuals’ rights under the General Data Protection Regulation.

If you would like to exercise any of those rights, please:

• email, [email protected]; and
• let us have enough information to identify you (e.g. your full name, address and client or matter reference number);
• let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill); and
• let us know what right you want to exercise and the information to which your request relates.